We manage a wide range of employee benefit plans for our diverse clients. Contact us today to find out how you can get the protection you need and the cost-savings you deserve.
TWO-THIRDS OF ALL PRIVATE EMPLOYEE BENEFIT PLANS ARE NOW SELF-FUNDED
Seventeen percent of covered workers at small firms, and 83% of covered workers
at large firms, are enrolled in plans that are either partially or completely self-funded.
Overall, 63% of covered workers are enrolled in a plan that is either partially or completely self-funded.
*Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits 2005-2015
Experience Protecting You
Like purchasing a home, owning your benefit plans allows you to not only customize them to fit your needs, but to also build equity and enjoy the freedom that comes with ownership!
TRADITIONAL HEALTH INSURANCE premiums are paid whether or not the members enrolled on the plan actually use their benefits. If your employees skip their physical exam or dental cleanings this year - premiums must still be paid. In fact, Insurance companies are counting on your employees to not seek services because unused benefits equal profit to their bottom line! Like renting a house, premium dollars paid out will never be returned.
RISING MEDICAL PREMIUMS
Insurance premiums have increased 61% in the past 10 years* and continued increases are almost assured. On the other hand, claim payments are based on preferred provider network fee schedules which historically experience fewer and less drastic increases.
OUR SERVICES INCLUDE:
We work with employers and brokers to custom design medical, dental and vision benefit plans to fit your needs.
We offer support at your initial and annual open enrollment meetings.
A dedicated Account Manager is assigned to each plan. Real customer service agents, based in California, answer the phone when members call with questions.
Brokers / Consultants
We work closely with your trusted advisors to provide a simple transition and seamless benefits for your members.
Our complete reporting package keeps you informed of your plan’s performance. Your Account Manager will help to interpret the data to optimize your plan’s performance.
We interface on your behalf with the vendors needed to make your plan run smoothly.